Growing up, the topic of money was often evaded. There’s no secret that a majority of schools in America don’t teach children how to budget, invest or how to better understand taxes. A 2016 gobankingrates.com survey found that 69% of Americans have less than $1000 in savings. If ever hit by an emergency, most of that 69% will be assed out*. They will have to resort to credit cards to make up for the lack of cash. Ultimately resulting in more debt.
Debt can be overwhelming. There are different methods of dealing with it but it’s important that it is being dealt with. There are many who would much rather ignore the bills than develop a plan and escape from their clutches.
There were times when I have shredded bills without opening the envelope. If I didn’t see it, then I wouldn’t fe…
While I was absorbing copious amounts of YouTube content, I learned that if I really wanted to start seeing positive changes in my life I shouldn’t be afraid of staying up until 3 a.m. I really wanted to see a change so I followed this guidance for a little over a month.
After following this guide for a week, I was feeling quite sluggish. This road to success was not a road I wanted to continue on.
One of the most meaningful things I’ve learned from my time in Japan is the need for balance. Sleeping for four hours or less was not my idea of balance.
I decided to adjust my schedule to fall asleep at 10 p.m. and wake up at 6 a.m. I figured the time I have alone in the morning would be great to work on my shit.
The minimum recommended amount of sleep for individuals aged 18-6…
It is around the time of year where I am responsible for reviewing my insurance and making changes to my plan. This week I received a pamphlet titled “My Voluntary Benefits Guide” which provided information on Critical Illness and Accident Insurance. Here are a few facts I found:
- “Every 40 seconds, someone in the U.S. has a heart attack or stroke.”*
- “Every 10 minutes 847 Americans suffer an injury severe enough to seek medical help.”
These stats are just two of many that show how often people have life-changing events. I’m sure there are many of us that have known people who have been in such events. With the limited amount of time that we have on this planet, mixed in with how suddenly we can get injured or die, why is so much of our time spent arguing and fighting? Having di…
Before starting this article, take a few minutes to check www.haveibeenpwned.com. Type in one or more email address that you often use when signing up to websites. Hopefully, you will find that you have not been affected by a data breach.
A data breach as defined by techtarget.com as “a confirmed incident in which sensitive, confidential or otherwise protected data has been accessed and/or disclosed in an unauthorized fashion.” With the world more connected than ever, how do we make sure our information is protected?
Protecting the data of its employees and/or consumers can be extremely difficult for any organization. Many companies do not make its money from protecting data and because of that, security takes a back seat to what is more profitable.
Data breaches have been prev…
There were many times in my life when I wasn’t exercising. I remember always being tired, anxious and short on confidence. I would describe myself as a ‘homebody’, which urban dictionary describes as a person who enjoys the warmth and simple pleasure of being at home.
Having to leave my apartment to drive, walk, bike or take public transportation to then go tire myself out and have to commute back home was not something that excited me. I’d go to the gym at most twice a week. And to be honest, most weeks would see me going once even though doctors recommend working out three or four times.
Nowadays, I exercise at least four times a week. What changed you ask? The ability to reward myself after each workout. I’d like to share with you the benefits of exercise, and a way to turn exer…